المساعد الشخصي الرقمي

مشاهدة النسخة كاملة : Japan could play key role in Islamic finance


mohammadhuda_1968
02-15-2007, 12:58 PM
Zeti Akhtar Aziz wants Japanese businesses to embrace the Islamic financial system

The Governor of Bank Negara Malaysia, Malaysia's central bank, believes that Japanese banks may be able to provide an important channel for a system of investment that continues to spread throughout the world

The Islamic finance system has special rules based on the teachings of the Koran. For example, interest is prohibited

Businesses that deposit their funds into these banks receive no interest. Instead, they jointly invest their money with the banks and then share the profits

Zeti wants Japanese banks to link Japanese businesses with the petrodollars of the oil-producing countries in the Middle East

"This could be an important channel for strengthening ties between Asia and other parts of the world, especially the Middle East," Zeti said

The financial system is growing rapidly, mainly due to revenue from oil. At present, more than 200 banks in about 50 countries use the system. It is said that the total financial assets managed by them amounts to about $450 billion (54 trillion yen)

Malaysia has been positively engaged in Islamic finance since the Asian currency crisis in 1997

"In order to achieve economic development after the crisis, we looked to new potential areas of growth. One of them was Islamic finance (which could attract funds from the Middle East)," Zeti said

After the crisis, Malaysia began working to make itself an Islamic financial center in Asia

At present, Chinese companies and the World Bank use the Malaysian financial system to raise huge amounts of funds using Islamic banking methods

When asked about Japanese banks' "slow" attitude toward the Islamic financial system, Zeti said, "The financial sector is one of the faster-moving sectors in terms of innovation. New (financial) products and services change very rapidly. It is not the area that has been conservative."

Zeti expressed her hope that Japanese banks will begin to raise funds for investments from Islamic financial markets

She said the Islamic Financial Services Board (IFSB), originally set up in Malaysia to spread the use of Islamic financial system, is now setting the international standards for Islamic banking practices

The IFSB currently consists of about 110 organizations, including the International Monetary Fund.)